MetroCredit

Stage of Idea planning stage
This bar shows in a scale of 0-10 the Factor of an idea and his owner PROPORTIONAL TO ALL OTHER IDEAS AND OWNERS - 10 is the best, 0 is the worst value. The blue bar changes constantly due to the votes, comments, ratings and activities on this and other ideas.
1 10

Explain your idea in details:

The objectives of MetroCredit is to foster growth, create jobs and wealth for striving rural communities in Africa. Our main activities is to provide credit & loans, mobile money services, insurance scheme services (School fees, health and local pension), online payments and wallet services as well as information on latest farming techniques to actors in the agricultural sector through an online mobile and e-banking portal where actor will use to check: (1) the account balances, (2) request loans and borrow online, (3) make saving or deposit into their mobile money wallets or insurance policy and/or savings account, (4) repay loans (5) Top-up their accounts, (6) send or receive money within accounts, to non-account holders and (7) make online payments and purchases. Our clients also will receive free information on latest farming techniques, prices of agro-farming products as well as information on reliable buyers and partners. Our aim is to build capacities of farmers to ICT skills and make farmers do financial transactions through their mobile phones while saving time. MetroCredit through its platform gives farmers the opportunity to use our USSD portal, App and web to carry out their transactions as well as for those who are adamant to new perception and change can carry out their transactions through our registered offices as well as through third party agents in rural community call centers and stands. Our solution provides low cost loans, B2B and B2C services through an inclusive micro-credit scheme.

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Expected impact of your idea on sustainable development

Our target population are peasant farmers, agribusiness owners, cooperative societies, actors in transformation and preservation, agricultural researchers, youths on ICTs and other financial institutions. We plan to target yearly customer base of 1500 clients, empower farmers by financing their activities whereby they will achieve the desirable financial power to create more jobs in their various ventures, expand food production in the rural-urban setting, create wealth for their families and the entire community. We believe our initiative will foster food growth, food production, reduce poverty, increase standards of living, increase capacity for farmers on information and communication technologies, give farmers opportunity to sell their produce directly to buyers, companies, transformers (Agribusiness) as well as the international and local markets. Farmers will benefit from insurance scheme for a life after retirement and the opportunity to receive, send or make payments to their suppliers or family members vis-a-vis rural-urban communities. Our success will be measure through numbers of successful loan disbursements to customers, increase in savings in their accounts, user friendliness of our platform, occurrence in usage of our platform, level of B2B and B2C interactions between our clients, MetroCredit and third party operators, a happy staff, meeting our milestones in the targeted time frame, having a 60,000 mobile money transfer mark in first year, having a reliable loan demand rate and a well technological office structure. We need our clients to be able to build a livelihood from farming, send their children to school and live above $2 a day while their ventures should be able to create jobs for other youths and general community.

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Plans for implementation and sustainability

MetroCredit will commence its activities in Cameroon and its business model will entail potential clients to open bank accounts and pay a $20 per account, loans will be issued at 1.5-2.5% depending on the level of the collateral or sureties, Mobile money transfer at 2.5-6% depending on the amount, insurance and loan management fees at 1.5% of the total amount of the loan, withdrawal from mobile wallet on call centers at $0.5 per $20 and sales of agro-farming products at an 8% margin. We envision a financing source of $50,000 - to build the e-banking platform (App, Web, USSD systems) which synchronizes with the clients bank account, setup the first registered office, build a viable management team, carry out R&D on new product and services, train farmers on ICT, build an accounting system, carryout rural marketing campaigns and our mobile operating scheme will be made available to farmers. With all these in place MetroCredit will start making money from mid-2018. Our collaborators - Metropay as our main product operator, mobile Telecommunication operators like MTN, Camtel, Orange and Nexttel, 100 rural cooperative societies, 5000 rural mobile stands/kiosk (independent youth operators), Credit Unions establishments, Agro-farming product distribution companies, exporters of cash and food crops locally buyam-sellams in Cameroon. With these partnerships attained it will give us the desired credibility and innovative view-point of the rural community financing scheme in Africa.

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Your profile

Ntoko Franz Ajebe Munge is a Cameroonian and 34 years old, and a holder of a degree in Accounting and finance, and entrepreneur with eight years experience in community development, accounting, microfinance management and entrepreneurship and also founder of MetroCredit, The Franzys Co. Enterprise and AgroShop Enterprise all in Cameroon. My motivation for creating MetroCredit is to see that communities do really rely on agriculture as a way to create livelihood in Africa, be a profession for many, increase food production and growth in African communities and that youths and women in Africa should start seeing agriculture as a way to survive and create meaningful ventures. Personally I love working for myself, I love creating meaningful sustainable ventures that create opportunities for other youths in Africa, I am hardworking, creative and I love to see work creating positive impact in the community. I am a strong fighter of youth and women empowerment and I have many years of volunteerism as Co-founder of Vision in action Cameroon. I am striving now to affect a bigger circle of underprivileged masses that is why over the past two years, I have undergone training in entrepreneurship and business management with being one of the finalist of the Tony Elumelu Entrepreneurial Founder 2016, One of the finalist of AWARD GAIA AgTech challenge 2017, AgroHub Cameroon best creative idea 2015. Presently I await Yali west Africa cohort 7 and Collective Global accelerator challenge in London 2017.

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Comments

September 1, 2017 05:43

Dear Resiliant Entrepreneur,

It's the end of the competition, I want to urge you to not leave this community without the contact (email especially) of as many other entrepreneurs on this platform. You never can tell what your further conversations may produce.

It's the power of networking and leverage I'm talking about...
Here's my email [email protected] looking forward to hearing from you.

Regards
Seth

September 1, 2017 01:00

*Message for 11:59pm, August 31st, 2017*

Hello My Dear Friends.

Thank you all for your constructive comments, contributions, support, encouragement and motivation. I do appreciate your presence on this great platform that brought us together for over 3 months. Our ideas and projects are unique and impressive and should be chanelled to the transformation of the World we live in.

It can take just one idea to change the world. So, we should keep supporting and encouraging one and another in the implementation and progress of our ideas and projects. We can come in partnership to see to the implementation of a particular idea. Together, we stand and I believe in the spirit of team. We shouldnt depart from the resilient entrepreneurial drive and spirit, this platform (Youth Citizen Entrepreneurship Campus) rooted in us.

I wish us, success as we go out to make our communities, nations, society and the World proud.

Congratulations to us, all!

WE MADE IT!!

BEST OF LUCK!!

August 31, 2017 23:26

Hello my fellow traveler, How are you feeling as our road ends temporarily?
I have just seen your entry and have been thoroughly impressed by it. Will you be willing to collaborate incase you want to set it up on ground?
I would like to be in touch with you,
Cheers from Kabul.
Shuhra

August 31, 2017 22:15

There are just a few hours before the end of this wonderful competition and I want to thank you for all you did here, especially your contribution to my project. Best wishes for all your future endeavors and never give up on your dreams! Be a dreamer! That is the most important characteristic in life!
Best regards,
Andrei

August 31, 2017 22:15

There are just a few hours before the end of this wonderful competition and I want to thank you for all you did here, especially your contribution to my project. Best wishes for all your future endeavors and never give up on your dreams! Be a dreamer! That is the most important characteristic in life!
Best regards,
Andrei

August 31, 2017 22:14

There are just a few hours before the end of this wonderful competition and I want to thank you for all you did here, especially your contribution to my project. Best wishes for all your future endeavors and never give up on your dreams! Be a dreamer! That is the most important characteristic in life!
Best regards,
Andrei

August 31, 2017 21:31

Hello fellow passenger,

You might have heard the famous song "What I've done" by Linkin park. The lyrics have been beautifully carved by the late singer Chester Bennington. The song covers the ways in which our so called development has helped only a handful of the upper society members, whereas people are still living in poverty.

We have a great platform here which is urging super brains from around the world to come together and collaborate with their ideas and help make this world a better place to live in. You have been a part of this community and I congratulate you on your effort that you have put in.

Thanks once again and all the best for the future
Regards,
Team GreenSpace

August 31, 2017 20:46

hi,
All the best for your project.As today is the last day of competition I am glad that I was able to read your mind blowing project.
Best wishes for your success and thank you so much for your support on my project.

August 31, 2017 19:48

Comrades,
In this fight for a sustainable future, what we need is innovation; something which is not necessarily new, but which makes us look at things from a different angle.

I believe this is one of the major motives of this community which we are a part of. Taking one step together hand in hand towards our goal is the only way we can achieve it.

So I wish you the very best in this endeavour of yours and hope to see you together in the new tomorrow

Regards,
Team GreenSpace

August 31, 2017 17:42

Yes, it was a wonderful journey !
a. Reading them gives me good bumps. Will you be able to give me some more details about your proposal?
b. Also, please go through my IDEA called EDU-CELL and if you like it, please vote.
c. This is what I could think when I saw your proposal. Truly inspirational and positive initiative from your side that is sending ripples amongst my friends and relatives. If you think it will be applicable in Afghanistan, please send me the details.
Thank You !
Truly, Shuhra K, Afghanistan

August 31, 2017 17:15

What a journey! I am truly amazed.
I read so many good thoughts including yours. UNESCO did a truly amazing job. And if you have already not read it, wont it be great if you have a quick glance at my IDEA called EDU CELL.
Bye for now!
Shuhra (Kabul)

August 31, 2017 16:50

THANK YOU!
THANK YOU FOR READING MY PROPOSAL. I HAVE READ AND EVALUATED YOUR INITIATIVE AND I CANNOT BUT HELP GIVING IT MY HIGHEST COMPLIMENTS. HOW DID YOU MANAGE TO THINK OF SUCH A WONDERFUL IDEA, I WONDER?
ONCE GAIN A BIG THANK YOU FROM MY SIDE.
SK

August 31, 2017 14:29

Hello!
There are less than 12 hours before the end of this competition and we speak about the last day, last changes.. last comments. It is very exciting and I congratulate you for all the activity and time you put into this. I wish you good luck for your future plans! Keep dreaming!
Best regards,
Andrei

August 31, 2017 08:47

Hi, it's great to read your innovative idea which could help our community in different aspects. It is not easy to go through all the stages and congratulation for your great ideas, hope to see your idea will come true soon.
I would like to invite you to read, comment and even vote for my idea 'Boosting economic growth in Africa with solar energy'. If you find it great, please also share it with your friends. Thank you very much.

August 31, 2017 08:47

Hi, it's great to read your innovative idea which could help our community in different aspects. It is not easy to go through all the stages and congratulation for your great ideas, hope to see your idea will come true soon.
I would like to invite you to read, comment and even vote for my idea 'Boosting economic growth in Africa with solar energy'. If you find it great, please also share it with your friends. Thank you very much.

August 31, 2017 07:13

Dear Leader,

We are coming to the end of this awesome competition and I appreciate your efforts, drive and support on my idea, 'AfricEnergy'.

No matter how the result comes out, we should always be focused on implementing our unique ideas and projects for the improvement of the World.

Thank you for your contributions, advice and encouragement so far. I hope to connect with you via [email protected]

Best of Luck!

August 30, 2017 23:20

MY GREETINGS TO YOU!
SO HOW IS IT GOING? I HAVE READ AND EVALUATED YOUR INITIATIVE AND I CANNOT BUT HELP GIVING IT MY HIGHEST COMPLIMENTS. HOW DID YOU MANAGE TO THINK OF SUCH A WONDERFUL IDEA, I WONDER?
ON A DIFFERENT NOTE, CAN YOU PLEASE GO THROUGH MY EDU-CELL ENTRY? AND IF YES, THEN I WOULD BE MOST GRATEFUL IF YOU COULD VOTE FOR IT.
A BIG THANK YOU FROM MY SIDE.
SK !!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

August 30, 2017 22:07

-------
Greetings from Afghanistan!
Awesone. Fantastic. Relevant. These are the three words that came to my mind when I read your proposal. Congratulations. If you get a moment, would you be kind enough to read my proposal (IDEAS) called EDU-CELL from Afghanistan? And if you do manage to read it, would you be kind enough to vote if you like the IDEA? And if I am not asking too much, please forward the link to your friends and family.
Thanks in anticipation!
Shuhra K

August 30, 2017 20:23

-------
Dear fellow entrepreneur:
(i) I went through the details of your idea and was indeed very impressed. Would you be kind enough to please explain to me as how you got this idea? Equally importantly, who were (are) the people who inspired you for you to come up with this idea.
(ii) May I also request that you please have a look at my idea called EDU-CELL. If it is relevant in your country, please let me know and I will be happy to provide you with more details to you. I can even help in establishing it in your place during the course of this year!
All the very best!
Shuhra

August 30, 2017 19:05

What a proposal! I am truly amazed.
So many good thoughts including yours. Reading them gives me good bumps. Will you be able to give me some more details about your proposal? And on a different note, wont it be great if you have a quick glance at my IDEA called EDU CELL.
Take care!
Shuhra (Kabul)

August 30, 2017 06:50

Greetings my Colleague ,

Thank you for participating in that great event , it was a great nice Journey , but the best thing of it is meeting good friends here , I hope you achieve your dreams & good luck with your Idea.
thanks again & best wishes for you.

Ahmed

August 30, 2017 02:27

Hello,

This entrepreneurship-campus platform has been amazing it has enabled us to see all the enthusiasts and to share our passion and experiences to learn from each other. Good luck with your work and wishing you all the success on your journey. Please try to keep in touch; this is important to me as I find this inspirational.

I appreciate all your votes, valuable feedback, advice, and suggestions. For me it has helped me to improve my ideas and also helps me to win and learn from the ideas that you have given me.

Best of Luck! And keep it up

Kindest regards

August 29, 2017 19:11

Hi
It is so wonderful to have someone like you on this campus.we need the farmers more than any sector in this world because they are the main producers of our everyday nutritions.keep educating and helping them because by helping them you will be helping the entire nation or even the whole world.good luck and kind regards

August 29, 2017 08:29

Hello My Friend!

Thank you for being here all this while. Your dreams are valid and your project is very viable. Keep thriving and best will keep coming your way.

Best of Luck.

August 29, 2017 08:27

Hello My Friend!

Thank you for being here all this while. Your dreams are valid and your project is very viable. Keep thriving and best will keep coming your way.

Best of Luck.

August 29, 2017 08:26

Hello My Friend!

Thank you for being here all this while. Your dreams are valid and your project is very viable. Keep thriving and best will keep coming your way.

Best of Luck.

August 29, 2017 02:55

Hello everyone,

Now we are reaching the end of the competition. I want to thank everyone who have been voting and commenting on my ideas and interest in helping support GU.

As all of you said, a visual universal language is needed for this continuously developing society. I am trying my best to launch my Gadaa Universe with the help of you and your constructive comments. We will do whatever it takes to exceed your expectations.

Best of Luck! And keep it up

Kind regards

August 28, 2017 22:49

Greetings from a same journey woman!
While reviewing the ideas and projects, I stopped at your proposal. I have gone through it but I feel I need more information, especially about the financial aspects. Do you think you can provide that to me? Secondly, if you need any assistance or more information about my idea, kindly let me know after checking out my idea: EDU-CELL in AFGHANISTAN.
Looking forward to hearing from you!

August 28, 2017 19:22

Hello,
Being a part of India's well-known Entrepreneurship Cell of the most prestigious engineering college in India, I have interacted with many startup enthusiasts, have got to know how they think and what are some qualities that set them apart from the ones who are not able to see their idea through. Reading through your idea, I have realised that your idea has that spark which can help it become a successful venture. Coupled with its aim to help the society achieve its goals sustainably, your idea can be something quite helpful for the same.

But before it's implementation, you need to do a "premortem" check on how it can fail. This would prepare you for any uncalled-for circumstances and help you prepare for them accordingly.

Lastly, I would like you to have a look at our idea, GreenSpace, and share your views about the same.

Regards,
Team GreenSpace.

August 28, 2017 08:26

Thank you very much Nokto

As the competition draws to an end. I want to use this opportunity to specially thank everyone that have supported my idea so far (and that includes you), your contributions and criticism are well appreciated.

Thanks again and best wishes
Seth Thomas
CISTEM

August 28, 2017 08:21

Thank you very much Nokto

As the competition draws to an end. I want to use this opportunity to specially thank everyone that have supported my idea so far (and that includes you), your contributions and criticism are well appreciated.

Thanks again and best wishes
Seth Thomas
CISTEM

August 27, 2017 16:24

Hi,
Thank you very much for your involvement in this community, I am sure that your advice helped many of us. So I am asking you for some last piece of advice, because the end of the competition is close. I invite you to comment my idea Path To Knowledge.
Best wishes for your project too!
Regards,
Andrei

August 27, 2017 16:24

Hello dear members of the entrepreneurship community,

I hope you will join us too and learn the GU universal communication system and the Gadaa system practices when the platform and the system implementations are complete and fully ready for use. This work is still under development. I will let you know once it is finished.

Please keep your constructive comments. Your feedback is important! Many thanks to all contributors!

Thank you for supporting GU project. We will notify you as soon as the platform is live.

Best of Luck!

August 27, 2017 16:23

Hi,
Thank you very much for your involvement in this community, I am sure that your advice helped many of us. So I am asking you for some last piece of advice, because the end of the competition is close. I invite you to comment my idea Path To Knowledge.
Best wishes for your project too!
Regards,
Andrei

August 27, 2017 15:25

Dear Entrepreneur,

It's a new day and few days to the end of the competition. It has been nice and encouraging having you here, on this platform. I wish to appreciate you.

Best of Luck!

August 27, 2017 01:10

Hello Great Mind,

You have come a long way with this competition and I want to congratulate you for the resilience you have show so far. I tell you what? It's not going to go unrewarded.

Bill Gates has said that "As we look into the next century, leaders will be those who empower others." I totally agree with the successful software developer!

With that, I want to honestly congratulate you once more for been a leader, especially such that will empower others!

You're relevant and I wish you the best with your project.
I wish that we could network beyond the competition,

Kindest regards,
Seth Thomas
CISTEM
([email protected])

August 26, 2017 16:33

Hello,

To all the people who are asking how to join once the GU platform goes live, all you need to do is to create a free account. Please keep an eye out on the website and my social media pages at: http://gadaauniverse.com/

Kind regards

August 26, 2017 14:39

Hello Great Mind!

Thank you for your support to AfricEnergy so far. I appreciate your kind words, positive remarks and contribution on my idea. As you continue to progress in your quest for the improvement of the World, I wish you success and breakthrough.

Best of luck!

August 25, 2017 13:08

Hello,
There are just a few days before the end of this stage of the competition and I want to congratulate you for all your effort you put into. All these ideas came from brilliant minds and I am sure the best one will win. I hope you will continue this idea and make impact for the local community and why not for all the world.
Best regards,
Andrei

August 25, 2017 07:28

Hello Ntoko!

Thursday's Inspiration from YCEC; 'The more I want to get something done, the less I call it work.' - Richard Bach

As you progress in working hard to see to the improvement of the World through your idea, I wish you success and breakthrough.

Best of Luck!

August 24, 2017 15:53

"All our dreams can come true if we have the courage to pursue them" - Walt Disney

Just a short note of motivation and encouragement for you.
Never give up, never quit, there's so much more you can achieve with this idea...

Stay Motivated World Changer!

August 24, 2017 13:46

Dear community member,

As the competition deadline is approaching near, we would like some feedback regarding our idea, some ways by which we can tweak it and make it a little better and ready for future execution.
(follow this link https://www.entrepreneurship-campus.org/ideas/12/5961/comments)

Please vote and support our idea.

Thank you in advance.
Team GreenSpace

August 23, 2017 21:36

Hello Ntoko!

According to Wednesday's Inspiration from Youth Citizenship Entrepreneurship Competition: Don't wish it were easy, wish you were better.

Champion, we should always keep forging ahead, refining ourselves and ideas until we improve the world.

Best of Luck!

August 23, 2017 21:00

Dear friend,
You might have seen my IDEA called EDU-CELL from Afghanistan. If not, may I please urge you to have a look. And if you like it, may I please ask you to vote for it and even forward it to any of your friends? I will be really obliged.
Regarding your entry: what a nice proposal! And equally impactful initiative. I was discussing the various ideas and projects in my home and yours was one of the proposals that we discussed. Congratulations and keep it up. I had a couple of questions; please answer them.
Keep up the good work. Yours truly, Shuhra

August 23, 2017 16:27

Hi,
After going through your idea, I firmly believe that you can successfully convert it to an executable project and help the society grow in a sustainable manner. I wish you the best for the same.

I would really appreciate if you could go through my idea as well(follow this link https://www.entrepreneurship-campus.org/ideas/12/5961/comments). Our idea deals with covering an otherwise unused rooftop of a building with green plants, and using that space for a multitude of activities. This would have various positive effects on the environment and also the society in general.

Thank you
Team GreenSpace

August 23, 2017 13:12

Hello
As we are about to the very end of this competition I give you a bit of encouragement and yet the fact. The competition may reach to an end but the efforts you have shown to your community is great and long lasting, People may come and go but ideas stays forever. This platform is like a family or a classroom where we share all our strength and experience to solve Community challenges.
Your idea is real life touching and I hope you're making more good progress to take it into its full potential no matter what challenge you may face..Never give up.
You may wish to share your experience in my idea
ZERO HUNGER IS POSSIBLE FOCUSING FROM LOCAL COMMUNITY LEVEL
Best of luck!
Uledi Kimbavala
"ZERO HUNGER IS POSSIBLE"

August 23, 2017 08:37

An Awesome Day to You, Dear Campus Colleague,

Cheeking through your idea and seeing it progress in this competition leaves me motivated and inspired that with us, our planet will become better and flourish in goodness and development desired by every human being with dreams and aspirations. To keep you moving and staying on in face of challenges as growing Entrepreneurs, it is my pleasure to share this link with you, "7 MOVIES Every Entrepreneur Should Watch", copy and paste this link to view; youtube.com/watch?v=s3x-_yRRUrk

All the best to you in you Idea!

Cheers
Anita Mbah.

August 22, 2017 08:15

Thank you Ntoko.

Having you around is very encouraging and wonderful. I wish you success on your journey and you should always expect the best coming your way.

You may like to see my idea, AfricEnergy, for comments and support.

Cheers.

August 22, 2017 08:03

Hi Ntoko
I hope you're making good progress whether the competition is on progress or not this idea of yours should make more progress. Congulatulation for the efforts you're making.
Never give up.
Best of luck!

August 22, 2017 07:06

Hi,
Thank you if you have already commented my idea Path To Knowledge. If not, I invite you kindly to do it at: https://www.entrepreneurship-campus.org/ideas/12/5633/ I would really appreciate your opinion.
Best regards,
Andrei

August 20, 2017 15:27

Hii,

your idea is a very impressive and it will surely be beneficial for all the people..
It looks promising and executable.
Congratulations for all your efforts that you have put into your project.
Good luck
Regards

August 19, 2017 21:38

Hello,

I invite you kindly to please read and give some suggestions or comment my idea GadaaUniverse[GU]-Gadaa Universal Communication System and GU-Fair.

I really appreciate your contribution and would be glad to hear your advice and opinion.

Good luck with your work!

Kind regards,

Firanbek Robele

August 18, 2017 12:06

Hello,
I invite you kindly to comment my idea Path To Knowledge. I would be glad to hear your advice. I have written this message after I commented almost all ideas and projects and probably yours too. I am deeply sorry if this message bothered you, but everyone on this platform wants to go to the finals with his/her idea and makes all it is possible to get there. Maybe not all the actions are fair. Some participants copies the same meaningless message and paste it to all ideas. I just do marketing. Again, I am sorry if this message disturbed you.
Kindest regards,
Andrei

August 18, 2017 06:32

Hello,

This is a very impressive idea and it will surely be beneficial for all the young minds looking for an opportunity.
It looks promising and executable
Congratulations for all your efforts and for your project.

Good luck
Regards

Shuhra Koofi.

August 15, 2017 23:41

Hello Notko!

Your idea is a nice and innovative, as farmers will have maximum time for their practices. This idea is much needed in Africa. I wish you success!

You can stop by on my idea to add your contribution.

Best of Luck!

August 11, 2017 02:48

Hello!

Your idea seems great and I wish you the best with it.
I like the zeal you're putting in making things work out fine, and I want to encourage you to keep it up.

Best wishes!

August 11, 2017 02:47

Hello!

Your idea seem great and I wish you the best with it.
I like the passion you're putting in making things work and I want to encourage you to keep it up.

Best wishes!

August 11, 2017 01:51

Hi,

Your idea for a financially equipped future for MSMEs appears very great and I must commend you effort and time you have put to come up with this.

I wish you all the best with this and I hope it turns out to be very great too.

Just a question though, do you intend to run this idea as a financier or you're collaborating with other financial institutions to do this?

Wish you the best.
Seth

August 4, 2017 16:30

It is well that you know what partnerships, what income and finally what profit your business will do and I congratulate you for your work.
Best wishes,
Andrei

June 8, 2017 16:09

Great idea, Notko! I hope you be well successful. Create jobs and generate development is a great question to discuss and work on it. Metro Credit could be applied on Brazil as well.