Global Agr-insurance Loan

Stage of Idea conceptual stage
This bar shows in a scale of 0-10 the Factor of an idea and his owner PROPORTIONAL TO ALL OTHER IDEAS AND OWNERS - 10 is the best, 0 is the worst value. The blue bar changes constantly due to the votes, comments, ratings and activities on this and other ideas.
1 10

Explain your idea in details:

Recent theoretical and empirical studies acknowledges the pivotal role of agriculture to economic growth. Despite the importance of this sector, little efforts are in place to foster the sustainability of this and calling for increased access to crop credit and insurance.Good Farming Practices arent always enough to help secure small holder farmers welfare in the short run as well as promote their income revenue in the long run. My objective is to help small holder farmers to understand that the risks they are facing such as weather changes, price fluctuations for their yields and lack of capital for investment can be lowered if and only if they could adopt crop insurance. In addition to this, crop insurance can be used as a collateral and help farmers secure credits easily since different financial institutions will see that they have quantified the risk aspect in their farming venture. It is my dream to be the first Tanzanian who will have a micro finance bank that assists small holder farmers especially women in the rural economy to easily access credit as they incorporate insurance for their crops so as they can have a safety net and break the vicious cycle of poverty. The primary innovation of this solution is to adapt financial services to specifically cater to the needs of these farmers .Through partnership and financing, we will provide access to create income and also improve agricultural efficiency and productivity. To further protect farmers and allow for business growth, the insurance programme provides this.

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Expected impact of your idea on sustainable development

By providing investment capital and a risk mitigating tool all at once will have a spillover effect in the achieving of Sustainable Developmental Goals (SDGs) and these include: End poverty in all its forms everywhere, End hunger, achieve food security and improved nutrition and promote sustainable agriculture, Ensure healthy lives and promote well-being for all at all ages, Achieve gender equality and empower all women and girls, Promote sustained, inclusive and sustainable economic growth, full and productive employment and decent work for all, Take urgent action to combat climate change and its impacts, and Strengthen the means of implementation and revitalize the global partnership for sustainable development.This business will have the following impacts: a stable market for consumers and traders, stability in income for farmers, more involvement of youth in the agricultural sector hence job creation, More intensive investments in rural development and credit facilities: Investments are often effected with the help of loans and play a major role in productivity, avoidance of risk as a normal attitude of a farmers will have negative impact in the level of that production. Now without insurance farmers will be reluctant to borrow. Public investments such as power and water supplies, flood control, public health are major component of agricultural output and its regular production. This business will be used as means for re-allocation of economic resources and thus ensuring a more even National Development that in turn will fast track poverty reduction. That is most of these indemnities paid to farmers result from financial injection to the national economic system. The business will measure its success by looking at factors such as: repayment rate, number of new individuals taking crop insurance, total revenues of the company per quarter, how many farmers would have their livelihoods improved.

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Plans for implementation and sustainability

The company will generate income through application fees charged by the company to small holder farmers, premiums collected and interest rates charged.The only way the business can be sustainable is if farmers attitude can change by being aware of the socio-economic benefits of the agr-insurance loan service. As well as premiums and interest rates charged should be low so as to give an enabling environment for farmers to purchase the product.Government can give the company SMART subsidizes so as to help the company with its operational and administration costs. The company will depend highly on funds raised and grants from donors through submission of different business proposals. I welcome different investors who would like to be part of this solution in my community.

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Your profile

I am a Tanzanian female aged 25. I had finished undertaking a Masters degree in Mathematical Sciences at the African Institute for Mathematical Sciences-Tanzania where by I was among a select few female students to be awarded the AIMS-NEI scholarship and now currently working as a Support Technical Staff at a non-profit organization known as Kilimo Trust in three projects (CARI, SIKIA and CHIPS) which aim at improving the livelihoods of small scale farmers. Previously, I successfully accomplished a Bachelor of Science degree in Actuarial science at the University of Dar es Salaam which I graduated with honours. A career that allows me to solve problems and use diverse skills in real life situations and one that helps me expand my interaction with people is what am looking for. In addition to this, I love working for developmental changes and towards developing Africa as whole. By being an intern and employee at Kilimo Trust, it has helped me become an independent thinker who sees the necessity of using market-pull interventions to empower different value chain actors in staple foods subsector to work together to solve their problems and become competitive and reliable suppliers of differentiated products to specific national, regional and global markets. In addition, for development to be sustainable we need to efficiently manage our natural resources and environment as well as mitigate the risks associated with them. I strongly believe by improving the Agricultural sector globally and mitigating the risks facing the sector there will be a huge boost in enhancing and ensuring sustainable development.

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Comments

September 1, 2017 05:18

Dear Resiliant Entrepreneur,

It's the end of the competition, I want to urge you to not leave this community without the contact (email especially) of as many other entrepreneurs on this platform. You never can tell what your further conversations may produce.

It's the power of networking and leverage I'm talking about...
Here's my email [email protected] looking forward to hearing from you.

Regards
Seth

August 31, 2017 23:20

Hello my fellow traveler, How are you feeling as our road ends temporarily?
I have just seen your entry and have been thoroughly impressed by it. Will you be willing to collaborate incase you want to set it up on ground?
I would like to be in touch with you,
Cheers from Kabul.
Shuhra

August 31, 2017 21:46

There are just a few hours before the end of this wonderful competition and I want to thank you for all you did here, especially your contribution to my project. Best wishes for all your future endeavors and never give up on your dreams! Be a dreamer! That is the most important characteristic in life!
Best regards,
Andrei

August 31, 2017 21:21

Hello fellow passenger,

You might have heard the famous song "What I've done" by Linkin park. The lyrics have been beautifully carved by the late singer Chester Bennington. The song covers the ways in which our so called development has helped only a handful of the upper society members, whereas people are still living in poverty.

We have a great platform here which is urging super brains from around the world to come together and collaborate with their ideas and help make this world a better place to live in. You have been a part of this community and I congratulate you on your effort that you have put in.

Thanks once again and all the best for the future
Regards,
Team GreenSpace

August 31, 2017 20:37

hi,
All the best for your project.As today is the last day of competition I am glad that I was able to read your mind blowing project.
Best wishes for your success and thank you so much for your support on my project.

August 31, 2017 20:31

Hello my fellow traveler, How are you feeling as our road ends temporarily?
I have just seen your entry and have been thoroughly impressed by it. Will you be willing to collaborate incase you want to set it up on ground?
I would like to be in touch with you,
Cheers from Kabul.
Shuhra

August 31, 2017 19:37

Comrades,
In this fight for a sustainable future, what we need is innovation; something which is not necessarily new, but which makes us look at things from a different angle.

I believe this is one of the major motives of this community which we are a part of. Taking one step together hand in hand towards our goal is the only way we can achieve it.

So I wish you the very best in this endeavour of yours and hope to see you together in the new tomorrow

Regards,
Team GreenSpace

August 31, 2017 17:35

Yes, it was a wonderful journey !
a. Reading them gives me good bumps. Will you be able to give me some more details about your proposal?
b. Also, please go through my IDEA called EDU-CELL and if you like it, please vote.
c. This is what I could think when I saw your proposal. Truly inspirational and positive initiative from your side that is sending ripples amongst my friends and relatives. If you think it will be applicable in Afghanistan, please send me the details.
Thank You !
Truly, Shuhra K, Afghanistan

August 31, 2017 17:05

What a journey! I am truly amazed.
I read so many good thoughts including yours. UNESCO did a truly amazing job. And if you have already not read it, wont it be great if you have a quick glance at my IDEA called EDU CELL.
Bye for now!
Shuhra (Kabul)

August 31, 2017 16:33

THANK YOU!
THANK YOU FOR READING MY PROPOSAL. I HAVE READ AND EVALUATED YOUR INITIATIVE AND I CANNOT BUT HELP GIVING IT MY HIGHEST COMPLIMENTS. HOW DID YOU MANAGE TO THINK OF SUCH A WONDERFUL IDEA, I WONDER?
ONCE GAIN A BIG THANK YOU FROM MY SIDE.
SK

August 31, 2017 14:13

Hello!
There are less than 12 hours before the end of this competition and we speak about the last day, last changes.. last comments. It is very exciting and I congratulate you for all the activity and time you put into this. I wish you good luck for your future plans! Keep dreaming!
Best regards,
Andrei

August 31, 2017 05:52

Hi, it's great to read your innovative idea which could help our community in different aspects. It is not easy to go through all the stages and congratulation for your great ideas, hope to see your idea will come true soon.
I would like to invite you to read, comment and even vote for my idea 'Boosting economic growth in Africa with solar energy'. If you find it great, please also share it with your friends. Thank you very much.

August 30, 2017 23:18

Dear Leader,

We are coming to the end of this awesome competition and I appreciate your efforts, drive and support on my idea, 'AfricEnergy'.

No matter how the result comes out, we should always be focused on implementing our unique ideas and projects for the improvement of the World.

Thank you for your contributions, advice and encouragement so far. I hope to connect with you via [email protected]

Best of Luck!

August 30, 2017 23:13

MY GREETINGS TO YOU!
SO HOW IS IT GOING? I HAVE READ AND EVALUATED YOUR INITIATIVE AND I CANNOT BUT HELP GIVING IT MY HIGHEST COMPLIMENTS. HOW DID YOU MANAGE TO THINK OF SUCH A WONDERFUL IDEA, I WONDER?
ON A DIFFERENT NOTE, CAN YOU PLEASE GO THROUGH MY EDU-CELL ENTRY? AND IF YES, THEN I WOULD BE MOST GRATEFUL IF YOU COULD VOTE FOR IT.
A BIG THANK YOU FROM MY SIDE.
SK !!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

August 30, 2017 22:00

-------
Greetings from Afghanistan!
Awesone. Fantastic. Relevant. These are the three words that came to my mind when I read your proposal. Congratulations. If you get a moment, would you be kind enough to read my proposal (IDEAS) called EDU-CELL from Afghanistan? And if you do manage to read it, would you be kind enough to vote if you like the IDEA? And if I am not asking too much, please forward the link to your friends and family.
Thanks in anticipation!
Shuhra K

August 30, 2017 20:16

-------
Dear fellow entrepreneur:
(i) I went through the details of your idea and was indeed very impressed. Would you be kind enough to please explain to me as how you got this idea? Equally importantly, who were (are) the people who inspired you for you to come up with this idea.
(ii) May I also request that you please have a look at my idea called EDU-CELL. If it is relevant in your country, please let me know and I will be happy to provide you with more details to you. I can even help in establishing it in your place during the course of this year!
All the very best!
Shuhra

August 30, 2017 18:45

Looking forward!Yes, you can!
a. This is what I could think when I saw your proposal. Truly inspirational and positive initiative from your side that is sending ripples amongst my friends and relatives. If you think it will be applicable in Afghanistan, please send me the details.
b. Also, please go through my IDEA called EDU-CELL and if you like it, please vote.
All the best for this competition!
Sincerely, Shuhra K, Afghanistan
S. Koofi, Kabul

August 30, 2017 06:58

Greetings my Colleague ,

Thank you for participating in that great event , it was a great nice Journey , but the best thing of it is meeting good friends here , I hope you achieve your dreams & good luck with your Idea.
thanks again & best wishes for you.

Ahmed

August 30, 2017 02:20

Hello,

This entrepreneurship-campus platform has been amazing it has enabled us to see all the enthusiasts and to share our passion and experiences to learn from each other. Good luck with your work and wishing you all the success on your journey. Please try to keep in touch; this is important to me as I find this inspirational.

I appreciate all your votes, valuable feedback, advice, and suggestions. For me it has helped me to improve my ideas and also helps me to win and learn from the ideas that you have given me.

Best of Luck! And keep it up

Kindest regards

August 29, 2017 06:33

Dear Ayda
A lot of people have ideas, but there are few who decide to do something about them now.
You took your idea into this platform and I hope soon it will turn to reality and open more employment opportunities. Congratulation for being innovative.
You may wish to share your experience in my idea " Zero hunger is possible"
Best of luck!
Uledi Kimbavala
Zero hunger is possible

August 29, 2017 02:48

Hello everyone,

Now we are reaching the end of the competition. I want to thank everyone who have been voting and commenting on my ideas and interest in helping support GU.

As all of you said, a visual universal language is needed for this continuously developing society. I am trying my best to launch my Gadaa Universe with the help of you and your constructive comments. We will do whatever it takes to exceed your expectations.

Best of Luck! And keep it up

Kind regards

August 28, 2017 18:37

Hello My Friend!

Thank you for being here all this while. Your dreams are valid and your project is very viable. Keep thriving and best will keep coming your way.

Best of Luck.

August 28, 2017 16:22

hiii,
its a pleasure to have you around as you are trying to improve the society somehow.Congratulations for all the hard work you have done so far.
Bests Regards for your project...

August 28, 2017 16:22

hiii,
its a pleasure to have you around as you are trying to improve the society somehow.Congratulations for all the hard work you have done so far.
Bests Regards for your project...

August 27, 2017 15:16

Hello dear members of the entrepreneurship community,

I hope you will join us too and learn the GU universal communication system and the Gadaa system practices when the platform and the system implementations are complete and fully ready for use. This work is still under development. I will let you know once it is finished.

Please keep your constructive comments. Your feedback is important! Many thanks to all contributors!

Thank you for supporting GU project. We will notify you as soon as the platform is live.

Best of Luck!

August 27, 2017 14:24

Dear Entrepreneur,

It's a new day and few days to the end of the competition. It has been nice and encouraging having you here, on this platform. I wish to appreciate you.

Best of Luck!

August 26, 2017 15:35

Hello Great Mind!

Thank you for your support to AfricEnergy so far. I appreciate your kind words, positive remarks and contribution on my idea.
As you continue to progress in your quest for the improvement of the World, I wish you success and breakthrough.

Best of Luck!

August 26, 2017 15:12

Hello,

To all the people who are asking how to join once the GU platform goes live, all you need to do is to create a free account. Please keep an eye out on the website and my social media pages at: http://gadaauniverse.com/

Kind regards

August 25, 2017 12:49

Hello,
There are just a few days before the end of this stage of the competition and I want to congratulate you for all your effort you put into. All these ideas came from brilliant minds and I am sure the best one will win. I hope you will continue this idea and make impact for the local community and why not for all the world.
Best regards,
Andrei

August 25, 2017 07:34

Hello,
Being a part of India's well known Entrepreneurship Cell of the most prestigious engineering college in India, I have interacted with many startup enthusiasts, have got to know how they think and what are some qualities that set them apart from the ones who are not able to see their idea through. Reading through your idea, I have realised that your idea has that spark which can help it become a successful venture. Coupled with its aim to help the society achieve its goals sustainably, your idea can be something quite helpful for the same.

But before it's implementation, you need to do a "pre-mortem" check on how it can fail. This would prepare you for any uncalled-for circumstances and help you prepare for them accordingly.

Lastly, I would like you to have a look at our idea, GreenSpace, and share your views about the same.

Regards,
Team GreenSpace.

August 25, 2017 07:04

Hello Ayda!

Thursday's Inspiration from YCEC; 'The more I want to get something done, the less I call it work.' - Richard Bach

As you progress in working hard to see to the improvement of the World through your idea, I wish you success and breakthrough.

Best of Luck!

August 25, 2017 07:04

Hello Ayda!

Thursday's Inspiration from YCEC; 'The more I want to get something done, the less I call it work.' - Richard Bach

As you progress in working hard to see to the improvement of the World through your idea, I wish you success and breakthrough.

Best of Luck!

August 24, 2017 16:31

Dear community member,

As the competition deadline is approaching near, we would like some feedback regarding our idea, some ways by which we can tweak it and make it a little better and ready for future execution.
(follow this link https://www.entrepreneurship-campus.org/ideas/12/5961/comments)

Please vote and support our idea.

Thank you in advance.
Team GreenSpace

August 23, 2017 20:37

Dear fellow entrepreneur:
(i) I went through the details of your idea and was indeed very impressed. Would you be kind enough to please explain to me as how you got this idea? Equally importantly, who were (are) the people who inspired you for you to come up with this idea.
(ii) May I also request that you please have a look at my idea called EDU-CELL. If it is relevant in your country, please let me know and I will be happy to provide you with more details to you. I can even help in establishing it in your place during the course of this year!
All the very best!
Shuhra

August 23, 2017 15:48

Hello Champion!

According to Wednesday's Inspiration from Youth Citizenship Entrepreneurship Competition: Don't wish it were easy, wish you were better.

Champion, we should always keep forging ahead, refining ourselves and ideas until we improve the world.

Best of Luck!

August 23, 2017 13:04

Hello
As we are about to the very end of this competition I give you a bit of encouragement and yet the fact. The competition may reach to an end but the efforts you have shown to your community is great and long lasting, People may come and go but ideas stays forever. This platform is like a family or a classroom where we share all our strength and experience to solve Community challenges.
Your idea is real life touching and I hope you're making more good progress to take it into its full potential no matter what challenge you may face..Never give up.
You may wish to share your experience in my idea
ZERO HUNGER IS POSSIBLE FOCUSING FROM LOCAL COMMUNITY LEVEL
Best of luck!
Uledi Kimbavala
"ZERO HUNGER IS POSSIBLE"

August 23, 2017 09:37

Hi,
After going through your idea, I firmly believe that you can successfully convert it to an executable project and help the society grow in a sustainable manner. I wish you the best for the same.

I would really appreciate if you could go through my idea as well(follow this link https://www.entrepreneurship-campus.org/ideas/12/5961/comments). Our idea deals with covering an otherwise unused rooftop of a building with green plants, and using that space for a multitude of activities. This would have various positive effects on the environment and also the society in general.

Thank you
Team GreenSpace

August 23, 2017 08:31

An Awesome Day to You, Dear Campus Colleague,

Cheeking through your idea and seeing it progress in this competition leaves me motivated and inspired that with us, our planet will become better and flourish in goodness and development desired by every human being with dreams and aspirations. To keep you moving and staying on in face of challenges as growing Entrepreneurs, it is my pleasure to share this link with you, "7 MOVIES Every Entrepreneur Should Watch", copy and paste this link to view; youtube.com/watch?v=s3x-_yRRUrk

All the best to you in you Idea!

Cheers
Anita Mbah.

August 22, 2017 07:22

Dear Ayda
I hope you're making good progress whether the competition is on progress or not this idea should make more progress towards its implementation. Congulatulation for the efforts you're making.
Never give up.
Best of luck!

August 22, 2017 05:27

Thank you Ayda.

Having you around is very encouraging and wonderful. I wish you success on your journey and you should always expect the best coming your way.

You may like to see my idea, AfricEnergy, for comments and support.

Cheers.

August 22, 2017 00:10

Dear Ayda
I hope you're making good progress whether the competition is on progress or not this idea should make more progress. Congulatulation for the efforts.
Best of luck

August 21, 2017 17:14

Hello Ayda!

You are welcome. Thank you for your quick response and seeing my comment useful. I got your answer, on the need of operating in an environment you are familiar with and then, reaching to other environments. Good one!

I wish you success and you may stop by on my idea to add your contribution.

Best of Luck!

August 21, 2017 16:29

Hi,
Thank you if you have already commented my idea Path To Knowledge. If not, I invite you kindly to do it at: https://www.entrepreneurship-campus.org/ideas/12/5633/ I would really appreciate your opinion.
Best regards,
Andrei

August 20, 2017 15:17

Hii,

your idea is a very impressive and it will surely be beneficial for all the people..
It looks promising and executable.
Congratulations for all your efforts that you have put into your project.
Good luck
Regards

August 20, 2017 15:17

Hii,

your idea is a very impressive and it will surely be beneficial for all the people..
It looks promising and executable.
Congratulations for all your efforts that you have put into your project.
Good luck
Regards

August 19, 2017 21:07

Hello,

I invite you kindly to please read and give some suggestions or comment my idea GadaaUniverse[GU]-Gadaa Universal Communication System and GU-Fair.

I really appreciate your contribution and would be glad to hear your advice and opinion.

Good luck with your work!

Kind regards,

Firanbek Robele

August 19, 2017 11:51

Hello
You have very good idea that will help more young people to engage in Agriculture,this is the way towards zero hunger and food security .Congulatulation for this idea. Never give up until it is done.

August 18, 2017 11:43

Hello,
I invite you kindly to comment my idea Path To Knowledge. I would be glad to hear your advice. I have written this message after I commented almost all ideas and projects and probably yours too. I am deeply sorry if this message bothered you, but everyone on this platform wants to go to the finals with his/her idea and makes all it is possible to get there. Maybe not all the actions are fair. Some participants copies the same meaningless message and paste it to all ideas. I just do marketing. Again, I am sorry if this message disturbed you.
Kindest regards,
Andrei

Ayda Kagambo

August 14, 2017 12:50

Dear Anita Mbah,

Thank you for your feedback, and no the idea is not only meant for Tanzania but to start with it has to be in an environment I am more familiar with then scale up to other countries.

Best regards.

August 14, 2017 12:35

Hello Ayda!

Your idea is great! I love your passion and dream of helping small holder farmers in Tanzania. I want to ask if your idea of setting up Microfinance Banks is only focused on Tanzania.

Best of Luck!

August 9, 2017 09:54

Indeed, this is a great idea. As a farmer it is very hard to take a loan, because you don't know if you will be able to pay for a long time. One bad year, and all your work is finished. I think you will help the agriculture to grow through this idea and keep continue it.
Regards,
Andrei

July 13, 2017 15:22

Hi Seth,

Thank you for your query, well the idea is we would have a company that will provide technical assitance to farmers while providing both financial and insurance services.

Kind regards!

July 12, 2017 21:27

Hi Ayda,
Your idea is one of a kind and I wish you the best in bringing it to life.
I just want to know for certain what your idea is actually focusing on because I get from your write up that you seek to educate and help small scale farmers thrive by gaining access to loans and insuring crops....
For short, my question is, "Do you intend doing this as a 'bank' or you're creating a 'platform' to link farmers with loan providers?"

Kind regards,
Seth

July 10, 2017 11:16

Thank you my friends for your positive feed back, surely together we can have a poverty free African economy. It gives me great joy to know this will be one of the means to help our farmers enhance their productivity and efficiency.

July 9, 2017 11:12

I like the idea. It's practically doable and I think its soci-economic impact is large,powerful but also interestingly diverse- by bringing together different sectors of the Tanzanian economy; our backbone (Agriculture), and the rapidly growing financial sectors like insurance and banking.
But I also like the way you have recognized the need for the people/farmers to become aware about this, especially the way insurance works and specifically how it can save agriculture through this idea. This has been a challenge for years towards the potential growth of the insurance sector.
Anyways, This is good Ayda!

July 9, 2017 09:36

This is a great idea, which in my opinion need to be supported by all Tanzanians and Africans in general. It is unavoidable truth that agricultural sector engages more than 70 percent of the labor force, many of which are still suffering from poverty due to unpredictability of climate and limited access to credits. I bet your idea will pave a way toward resolving this challenge.

All the best Ayda!

July 9, 2017 09:15

This is one of the best ideas in light of global economic trend. Presence of Agri-insurance and credit facility will bring about huge transformation in the developing world. This idea will bring about inclusive growth and shared prosperity to most of the excluded sections of the society.

Salvatory Kessy

July 9, 2017 06:55

This us idea it's pretty nice as it will help a lot of people and personally it will help me to undertake agriculture with more confidence.

The future of Africa in feeding the world relies on the availability of insured loans among other things.

Norbert Kimaryo

July 9, 2017 05:34

Risk is the uncertainty of occurance of a loss, but risk can also be an opportunity. If you can turn the risks the small scale farmers are facing to be their opportunity then that would be a greater achievement for farmers and Tanzania as well. If one can give you assurance of protecting your crops and recover you from any loss, as a farmer, what would your peace of mind be like? I bet you will have peace at it's best.
The idea is thus great. If a farmer struck out and decides to dig, then i would recommend to secure this kind of policy insurance.

July 8, 2017 23:49

Hi Ayda,
That's a very good and interesting idea. I strongly believe it will have a positive and great impact on the small scale farmers. Keep doing the good work and all the best.

Regards,

July 8, 2017 23:24

I see your idea is going to be a solution tomany problems facing small scale farmers....
I coming from farming family and I have seen a lot of problems my parents were facing as small scale farmers..
And I can see that this idea might a solution to lots of those problems

July 8, 2017 22:41

Ayda is such an innovative entrepreneur who is real dedicated to improve the life of people in different matters.
I have known her personal as a hardworking and creative who always is focused and determined.
With her idea of agri insurance loan I'm sure that she is going to touch life of many people in the community. I hope with this great idea she is going to be a winner.

July 4, 2017 15:40

Really interesting and awesome. Keep it up . A community with meaningful collaboration can really help each others.

Good luck
Regards

July 4, 2017 12:17

Really, this is another great way to diversify our Economy, increase employment, reduce the high rate of unemployment among men, women nd youths. Reduce poor in host community nd others, Increased the standard of living nd development in our nation.
Keep on keeping on.

July 4, 2017 09:50

Dear Nuru,

Wow, I would be happy to know these organisations kindly do assist me with the details. I am looking forward to hearing from you.

Regards,

Nuru

July 4, 2017 09:15

This is a wonderful idea and one that can help reduce the impact of farming risks to smallholder farmers. It is a big innovation that comes in with bigger risks, but that\'s the whole point of insurance right!

I encourage you to have a look at other international organisations that have implemented this sort of an idea in the agricultural sector. You can learn of the challenges in starting up this project, its risks and the successes. I could direct you to afew organisations I know if you like.

Congrats, and all the best!

Ayda Kagambo

July 4, 2017 09:09

Hello Kupakwashe,

Thank you very much for your feedback and am pleased to hear that you do agree on its sustainability. My idea is different because I combine micro credit and insurance that is the credit will enhance the efficiency of the farmer as the insurance programme will provide a risk mitigating tool. The only way a person will be eligible to acquire credit is if he or she has insurance,this will fast track the adoption of agricultural insurance in Tanzania. Before educating farmers they need to be aware on the potential of the agricultural sector. Farmers need to understand that they can farm as a business and hence improve in their venture that is they could start by learning on contract farming and the only way forward is to use the extension officers present in the village to create and educate farmers on Good Agricultural practices. I hope I have answered your questions.

Ayda

July 4, 2017 03:48

Hi Ayda,
You have a really good idea that would indeed be very sustainable. There are many organisations whose sole purpose is to give out micro loans in order to encourage businesss and break the cycle of poverty, how will your idea be different from these organisation? Also, how do you propose to educate farmers on the correct farming techniques?

I look forward to hearing from you,
Kupakwashe