OZÉ : The business insights engine in the pocket of every African entrepreneur

Your title/position Co-Founder / CEO
Type of Enterprise registered company
Year the ngo or company was founded 2017
Website OZÉ
This bar shows in a scale of 0-10 the Factor of an idea and his owner PROPORTIONAL TO ALL OTHER IDEAS AND OWNERS - 10 is the best, 0 is the worst value. The blue bar changes constantly due to the votes, comments, ratings and activities on this and other ideas.
1 10

Explain your project in details:

After years of working with hundreds of youth-led small businesses, I recognized that the international community has figured out how to support the launch of small businesses; what we haven't figured out is how to support their growth at scale. Solving this problem became my mission. OZÉ is the solution. It takes the primary functions of a business coach, moves them to digital, and improves upon them. OZÉ is a mobile app. It collects transaction data from the entrepreneur through an intuitive user interface, aggregates this company information with peer-set and market data, and analyzes it push time- and location-specific actionable recommendations to improve business performance. Using machine learning, recommendations become more powerful over time and best practices are automatically shared across regions. OZÉ is built upon a foundation of design-thinking and behavioral economics. It is designed to encourage individuals to put in their data correctly and completely. Through a gamification model, the complexity of the information demanded increases over time as does the output of recommendations. In level 1, an entrepreneur is just collecting transaction data. At level 2, they separate out business and personal revenue and expenses. At level 3, we help them craft an effective budget and manage towards it. For example, using our crowdsourced data, we can tell a carpenter, carpenters who spend 15% more on communications earn 20% more. Do you want to increase your budget?. At level 4, we probe on assets and liabilities to craft financial statements. At the final level, investment ready, we connect the entrepreneur to affordable and appropriate capital through our partner network. Over time the entrepreneur is building skills that will allow them to put that capital to work effectively to create jobs and wealth in the community.

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Impact of your enterprise on sustainable development

With the largest youth population in the world, Africas youth unemployment rate threatens the current and future stability and economic growth of the continent. In West Africa, more than 60% of college graduates are unemployed. And even though they are more educated than the previous generation, youth remain twice as likely to be unemployed as their parents because the skills they are armed with do not match market demands. Not only does the exclusion of young people from the workforce perpetuate generational cycles of poverty, but also breaks down social cohesion and can be associated with higher levels of crime and violence. Over the next 10 years, 10-12 million African youth are expected to join the labor market annually. If nothing changes, the market will not be able to come close to absorbing this labor. To create jobs through entrepreneurship, we need to focus on the small and medium enterprise sector (SMEs). SMEs create 80% of formal employment in developing countries. Unfortunately the failure rate is high; more than 80% of startups fail in the first 18 months. Some of the main drivers are that businesses run out of cash, the entrepreneur does not differentiate their product and/or communicate this differentiation to customers, and the entrepreneur does not understand their business model of revenue streams. Put another way, a lack of accesses to capital markets, a lack of training, and a lack of financial understanding cause business failure. OZÉ trains entrepreneurs on what they need to know through an understanding of their performance vis-à-vis their competitors and uses the information gained to provide access to capital. It does this through the most scalable platformthe smartphone.

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Sustainability and future plans

We are a for-profit, social enterprise so returns from the business ensure its sustainability and growth. The app makes money in 3 ways. First, it is a freemium model. To access level 3 and above, they entrepreneur will pay approximately $1 per month. At this point, we will have the data to show them that since they have started using OZÉ their profits will have increased by more than $1 a day, making it a good investment. The second way is by monetizing the data to third parties. We are an entrepreneur-first platform and recognize that if OZÉ scales that we will have one of the most valuable datasets on the continent. We take this responsibility seriously and will never do anything that compromises the trust, autonomy, and performance of our users. The third way is at the investment ready phase. Depending on the type of capital the business is connected to, we will charge the bank a service fee or take a small % of equity in a venture capital deal. I see OZÉ as part of a system. My vision is to create a suite of mobile-first applications for small businesses in Africa that help them grow. Profits from this venture will be used to invest in further products.

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Your profile as an entrepreneur

I have been a serial social entrepreneur my entire life. I started my first social venture at age 10. There is nothing I love more than solving old problems in new ways using business model innovation. I am a strategist, innovator, and systems thinker. I strive to design programs with self-reinforcing components because I believe that they are infinitely scaleable. While I am driven by my work, I also enjoy spending time with family and friends (and my dog!) and going to the theater. In 2011, I graduated from Georgetown University and joined the Peace Corps. I was sent to Guinea and my life forever changed. It was during my service that I started Dare to Innovate (www.daretoinnovate.com), Guineas first social business accelerator and seed fund. Over the last 5 years, I have grown Dare to Innovate from a $15k Peace Corps project into an organization with an annual budget of nearly $1M this year which supports 1000s of youth annually, has launched over 40 companies, and provided $160K in seed funding to youth-led social enterprises. OZÉ is a for-profit spin-off of this non-profit. I am also currently a dual-degree candidate at the MIT Sloan School of Management and the Harvard Kennedy School of Government. At MIT, I am a Legatum Fellow and served as a delegate to the Global Entrepreneurship Summit (GES) in 2016. OZÉ won the MIT FinTech Prize for emerging markets among various other accolades from leading research institutions. OZÉs development has been supported so far by PayPal, The Westly Foundation, the MIT Sandbox Fund, and the Priscilla King Grey Service Center.

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August 31, 2017 23:56

Bye fellow entrepreneur:
As I say good buy, I must say it has been an astounding time reading so many great entries.
I went through the details of your idea and was indeed very impressed. Would you be kind enough to please explain to me as how you got this idea? Equally importantly, who were (are) the people who inspired you for you to come up with this idea.
Take care and all the very best!

August 31, 2017 22:22

Hello fellow passenger,

You might have heard the famous song "What I've done" by Linkin park. The lyrics have been beautifully carved by the late singer Chester Bennington. The song covers the ways in which our so called development has helped only a handful of the upper society members, whereas people are still living in poverty.

We have a great platform here which is urging super brains from around the world to come together and collaborate with their ideas and help make this world a better place to live in. You have been a part of this community and I congratulate you on your effort that you have put in.

Thanks once again and all the best for the future
Team GreenSpace

August 31, 2017 22:09

Hello my fellow traveler, How are you feeling as our road ends temporarily?
I have just seen your entry and have been thoroughly impressed by it. Will you be willing to collaborate incase you want to set it up on ground?
I would like to be in touch with you,
Cheers from Kabul.

August 31, 2017 21:14

All the best for your project.As today is the last day of competition I am glad that I was able to read your mind blowing project.
Best wishes for your success and thank you so much for your support on my project.

August 31, 2017 21:14

All the best for your project.As today is the last day of competition I am glad that I was able to read your mind blowing project.
Best wishes for your success and thank you so much for your support on my project.

August 31, 2017 20:44

In this fight for a sustainable future, what we need is innovation; something which is not necessarily new, but which makes us look at things from a different angle.

I believe this is one of the major motives of this community which we are a part of. Taking one step together hand in hand towards our goal is the only way we can achieve it.

So I wish you the very best in this endeavour of yours and hope to see you together in the new tomorrow

Team GreenSpace

August 31, 2017 19:04

Yes, it was a wonderful journey !
a. Reading them gives me good bumps. Will you be able to give me some more details about your proposal?
b. Also, please go through my IDEA called EDU-CELL and if you like it, please vote.
c. This is what I could think when I saw your proposal. Truly inspirational and positive initiative from your side that is sending ripples amongst my friends and relatives. If you think it will be applicable in Afghanistan, please send me the details.
Thank You !
Truly, Shuhra K, Afghanistan

August 31, 2017 18:13


August 31, 2017 17:42

Thank You my dear!
Three thoughts come to my mind as we end:
(a) Will we be in touch?
(b) It is a small and beautiful world
(c) All the best
Bye for now!
S. Koofi, Kabul

August 31, 2017 17:08


August 31, 2017 16:53

Dear Leader,

We are coming to the end of this awesome competition and I appreciate your efforts, drive and support on my idea, 'AfricEnergy'.

No matter how the result comes out, we should always be focused on implementing our unique ideas and projects for the improvement of the World.

Thank you for your contributions, advice and encouragement so far. I hope to connect with you via [email protected]

Best of Luck!

August 31, 2017 03:08


This entrepreneurship-campus platform has been amazing it has enabled us to see all the enthusiasts and to share our passion and experiences to learn from each other. Good luck with your work and wishing you all the success on your journey. Please try to keep in touch; this is important to me as I find this inspirational.

I appreciate all your votes, valuable feedback, advice, and suggestions. For me it has helped me to improve my ideas and also helps me to win and learn from the ideas that you have given me.

Best of Luck! And keep it up

Kindest regards

August 31, 2017 00:44

What a proposal! I am truly amazed.
So many good thoughts including yours. Reading them gives me good bumps. Will you be able to give me some more details about your proposal? And on a different note, wont it be great if you have a quick glance at my IDEA called EDU CELL.
Take care!
Shuhra (Kabul) !!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

August 30, 2017 21:31

Hello fellow traveler!
I must say that I found your idea truly inspiring. I would like to know more about it? Do you think you can give me more details about your proposal so I can understand it more and give ffedbakc as well as evaluate if it can be done in my country?
I would also like to request you to please my IDEA called EDU-CELL. DO you think it is relevant in your country. If yes, let me know. I can even help in establishing it in your place during the course of this year!
Have a great day

August 30, 2017 20:50

Hello my friend,
May I entreat you to read my entry EDU CELL. I have read your and must say it is fantastic. How did you come up with the idea, I wonder? Who helped you?
Bye for now,

August 30, 2017 20:05

What a proposal! I am truly amazed.
So many good thoughts including yours. Reading them gives me good bumps. Will you be able to give me some more details about your proposal? And on a different note, wont it be great if you have a quick glance at my IDEA called EDU CELL.
Take care!
Shuhra (Kabul)

August 30, 2017 11:14


Remember it's not over until it's over.
It may be just a few days to the end of the competition but it's not the end of your dreams
There's still a lot you can achieve.
Stay focused.


August 30, 2017 11:14

Dear Fellow participant,

You have done well thus far. Only few people will venture relentlessly into the things in which their instincts proposes because sometimes the goal appears too crazy to achieve, so they just retreat.

Actually, someone has said that "The people who are crazy enough to think they can change the world, are the ones who do."

You may have seen this before but I want to remind you that it's true, only those who are "crazy enough" eventually get results.

Congratulations for been "crazy enough" (seeing beyond normal and following your dreams despite the odds)...

Best wishes,

August 30, 2017 02:54

Dear campus members,

we are going to the last date to vote and comment on our ideas and projects or the end of the competition. I really appreciate all of you for your constructive questions, suggestions or comments on my project: O-YES Conference International(OIC) https://www.entrepreneurship-campus.org/ideas/14/6396/#vote-container that aims to gather creative and innovators like you.

On this occasion, i would love to tell you that O-YES Foundation kindly invited you to join OIC where you will learn from others and share your ideas to bring a sustainable future for ourselves and community in general.
For more information please contact me via my email [email protected]/[email protected] Mobile: +66915635067 Facebook: https://www.facebook.com/kemal.abdela.1420
Website: oyesth.org

Wish you success in your life!

August 29, 2017 15:53

Hello everyone,

Now we are reaching the end of the competition. I want to thank everyone who have been voting and commenting on my ideas and interest in helping support GU.

As all of you said, a visual universal language is needed for this continuously developing society. I am trying my best to launch my Gadaa Universe with the help of you and your constructive comments. We will do whatever it takes to exceed your expectations.

Best of Luck! And keep it up

Kind regards

August 29, 2017 04:04

Great Mind Meghan ! Thanks for having we Africans in mind all the way from United state. This project will really help every entrepreneurs is getting more opportunities in growing their business.
Wishing you the very best in this competition. Congrat.

From your brother:
Sinnot Technologies (Nigeria)

August 28, 2017 20:01

Being a part of India's well-known Entrepreneurship Cell of the most prestigious engineering college in India, I have interacted with many startup enthusiasts, have got to know how they think and what are some qualities that set them apart from the ones who are not able to see their idea through. Reading through your idea, I have realised that your idea has that spark which can help it become a successful venture. Coupled with its aim to help the society achieve its goals sustainably, your idea can be something quite helpful for the same.

But before it's implementation, you need to do a "premortem" check on how it can fail. This would prepare you for any uncalled-for circumstances and help you prepare for them accordingly.

Lastly, I would like you to have a look at our idea, GreenSpace, and share your views about the same.

Team GreenSpace.

August 28, 2017 16:17

Hello my Colleague ,

Thank you for participating in that great event , it was a great nice Journey , but the best thing of it is meeting good friends like you , I hope you achieve your dreams & good luck with your project.
thanks again & best wishes for you.


August 28, 2017 08:21

Hello My Friend!

Thank you for being here all this while. Your dreams are valid and your project is very viable. Keep thriving and best will keep coming your way.

Best of Luck.

August 27, 2017 21:47

Hi Meghan
The end is near.Congradulations for all the progress you have made on this wonderful idea.I wish you all the best.this world rely on you to make it better. Let's work hard to change it.good luck

August 27, 2017 19:36

Dear World Changer,

It's been great having you around, I want to appreciate you for your contribution and support so far in my idea. I wish you the best in yours too and other endeavours.

Best wishes.
Seth Thomas

August 27, 2017 17:18

Hello dear members of the entrepreneurship community,

I hope you will join us too and learn the GU universal communication system and the Gadaa system practices when the platform and the system implementations are complete and fully ready for use. This work is still under development. I will let you know once it is finished.

Please keep your constructive comments. Your feedback is important! Many thanks to all contributors!

Thank you for supporting GU project. We will notify you as soon as the platform is live.

Best of Luck!

August 27, 2017 02:41

Hello Great Mind,

You have come a long way with this competition and I want to congratulate you for the resilience you have show so far. I tell you what? It's not going to go unrewarded.

Bill Gates has said that "As we look into the next century, leaders will be those who empower others." I totally agree with the successful software developer!

With that, I want to honestly congratulate you once more for been a leader, especially such that will empower others!

You're relevant and I wish you the best with your project.
I wish that we could network beyond the competition,

Kindest regards,
Seth Thomas
([email protected])

August 26, 2017 20:24


To all the people who are asking how to join once the GU platform goes live, all you need to do is to create a free account. Please keep an eye out on the website and my social media pages at: http://gadaauniverse.com/

Kind regards

August 26, 2017 19:05

Dear Champion,

It takes just one idea/project to transform the world. As you keep working hard towards your dreams and to add your quota in the improvement of the world, I wish you the best of luck.

Remain Lifted!

August 26, 2017 16:48

Hello Great Mind!

Thank you for your support to AfricEnergy so far. I appreciate your kind words, positive remarks and contribution on my idea.
As you continue to progress in your quest for the improvement of the World, I wish you success and breakthrough.

Best of Luck!

Mirana Francoise Razafindramboa

August 26, 2017 11:30

Meghan McCormick,

Hello from Madagascar! I am overjoyed with the launch of your project OZÉ.

Mirana F. Razafindramboa
Halt Poverty Madagascar

Mirana Francoise Razafindramboa

August 26, 2017 11:30

Meghan McCormick,

Hello from Madagascar! I am overjoyed with the launch of your project OZÉ.

Mirana F. Razafindramboa
Halt Poverty Madagascar

Mirana Francoise Razafindramboa

August 26, 2017 11:30

Meghan McCormick,

Hello from Madagascar! I am overjoyed with the launch of your project OZÉ.

Mirana F. Razafindramboa
Halt Poverty Madagascar

Mirana Francoise Razafindramboa

August 26, 2017 11:29

Meghan McCormick,

Hello from Madagascar! I am overjoyed with the launch of your project OZÉ.

Mirana F. Razafindramboa
Halt Poverty Madagascar

Mirana Francoise Razafindramboa

August 26, 2017 11:29

Meghan McCormick,

Hello from Madagascar! I am overjoyed with the launch of your project OZÉ.

Mirana F. Razafindramboa
Halt Poverty Madagascar

August 25, 2017 17:26

Hello Champion!

Did you miss Today's (Friday) Inspiration from YCEC? Here it is; "Change your thoughts and you change the World" - Norman Vincent Peale.

Your project is valid, so are your thoughts. Keeping improving and progressing.

Best of Luck!

August 25, 2017 15:30

Hello Meghan!

Improving the economy of your nation by ensuring the scaling up of business through your app is the major goal of your project. What challenges have your project faced so far?

Thank you.

August 25, 2017 13:58

Dear Meghan,

The TRUTH is, your community will not just benefit from such an amazing initiative of yours but that you will forever be remembered for this great change and transformation you'll cause.

Keep up the spirit because it's adorable.
Your kind is scarce, so hard to find around, you're indeed a great leader!
Wish you all the best world changer.

Kindest regards
Thomas Seth


August 25, 2017 07:47


Solving the most critical problem faced by entrepreneurs is a bold initiative. Most startups fail because of lack of knowledge on how to scale and grow their enterprise. This solution should be grabbed by every aspiring youth.

August 25, 2017 05:44

Dear community member,

As the competition deadline is approaching near, we would like some feedback regarding our idea, some ways by which we can tweak it and make it a little better and ready for future execution.
(follow this link https://www.entrepreneurship-campus.org/ideas/12/5961/comments)

Please vote and support our idea.

Thank you in advance.
Team GreenSpace

August 23, 2017 17:46

After going through your project, I firmly believe that with good management and excellent execution, this project will help the society grow in a sustainable manner. This would have various positive effects on the environment and also the society in general.

I wish you the best for the same.

I would really appreciate if you could go through my idea as well(follow this link https://www.entrepreneurship-campus.org Our idea deals with covering an otherwise unused rooftop of a building with green plants and using that space for a multitude of activities.

Thank you
Team GreenSpace

August 23, 2017 08:50

An Awesome Day to You, Dear Campus Colleague,

Cheeking through your Project and seeing it progress in this competition leaves me motivated and inspired that with us, our planet will become better and flourish in goodness and development desired by every human being with dreams and aspirations. To keep you moving and staying on in face of challenges as growing Entrepreneurs, it is my pleasure to share this link with you, "7 MOVIES Every Entrepreneur Should Watch", copy and paste this link to view; youtube.com/watch?v=s3x-_yRRUrk

All the best to you in you Idea!

Anita Mbah.

August 22, 2017 23:01

You have shown great efforts on this project and I believe you will make more good progress to its full extension.
Never give up.

August 22, 2017 18:24

Hello Meghan!

We are few steps to the announcement day. I want to use this medium to appreciate your effort, progress so far and support to my idea. Never relent, keep pushing and I wish you success, all the way.

Best of Luck!

August 21, 2017 22:16

Hello Meghan,

Been a while, I just thought to stop by and check on your progress thus far and must say congratulations for your efforts so far, we all need to put in more efforts to achieve our dreams.

So I just wanted to say that you keep up and be encouraged to do more.

You can also stop at my idea eradicating poverty and unemployment via teens empowerment"for a comment too. Thanks

Kindest regards,

August 21, 2017 07:05

Hello Meghan McCormick,

" The business insights engine in the pocket of every African entrepreneur"
I found your project interesting to read and life changing.
I invite you to please read my idea" Edu-Cell" and give some suggestions on my idea if any
Community effort is always welcome.
Thanks for reading my request!
Thanks in advance for putting the effort in answering.
If you like it Please also VOTE.
Keep up the good work.

August 21, 2017 06:12

Thank you Meghan

Having you around is very encouraging and wonderful. I wish you success on your journey and you should always expect the best coming your way.

You may like to see my idea, AfricEnergy, for comments and support.


August 20, 2017 14:13


I invite you kindly to please read and give some suggestions or comment my idea GadaaUniverse[GU]-Gadaa Universal Communication System and GU-Fair.

Thanks in advance for your votes and comment. I really appreciate your contribution and would be glad to hear your advice and opinion.

Good luck with your work!

Kind regards,

Firanbek Robele

August 20, 2017 12:33

Project is life changing and it will bring bright future Africa and it will bring positive impact towards poverty alleviation through entrepreneurship. Congulatulation for this Nobel project.
All the best.

August 19, 2017 14:59


your project is a very impressive and it will surely be beneficial for all the people..
It looks promising.
Congratulations for all your efforts that you have put into your project.
Good luck

August 19, 2017 14:50

I invite you kindly to comment my idea Path To Knowledge. I would be glad to hear your advice. I have written this message after I commented almost all ideas and projects and probably yours too. I am deeply sorry if this message bothered you, but everyone on this platform wants to go to the finals with his/her idea and makes all it is possible to get there. Maybe not all the actions are fair. Some participants copy the same meaningless message and paste it to all ideas. I just do marketing. Again, I am sorry if this message disturbed you.
Kindest regards,

August 18, 2017 05:48

Hi Meghan, for young innovators, nothing is more discouraging than to see their promising ideas fail as a business due to lack of funding and business development. With your innovative idea, I hope the world will see more success stories from innovation to business, and move the world forward much quicker.

August 18, 2017 05:19


This is a very impressive idea and it will surely be beneficial for all the young minds looking for an opportunity.
Congratulations for all your efforts and for your project.
Good luck

Shuhra Koofi.

August 16, 2017 11:44

You have got an impressive idea up here which will go a long way to help people in your region. All the best in your project...

You may also kindly read and comment on my idea, AfricEnergy at: entrepreneurship-campus.org/ideas/12/6509/

Thank you

August 14, 2017 13:48

I like your project, it looks promising and your intention is also appreciable. There is a need of apps for businesses and yours is one of the helpful ones. So congratulations!

August 11, 2017 05:27

Great Project. I want to invite you to vote for my project and comment if you want it.
Thanks and good luck


August 4, 2017 12:11

@katlego Thank you for your comment. The speed at which you go through the level depends on the entrepreneur and how well they master the previous level. It can take as little as 3 months to get to level 5, but most people will take 6 months to a year to get to level 5.

August 3, 2017 20:56

This project is realy the best as it deals with the problems we as small business owners face on a daily basis.thank you I can't wait to be part of that project.I need to know how long does it take for one to complete all levels? Kind regards and good luck

August 3, 2017 18:11

@Seth Right now the app is designed for for-profit companies, but a non-profit version is in our roadmap. Instead of just tracking "cash-in", it will also track impact events. Stay-tuned!

August 3, 2017 14:26

Hi Meghan,

This is truly an awesome app and I believe it will do a lot good to Africa.
Just like Zeba asked, I'm also interested to know if the app can help social entrepreneurs too, I mean non-for-profit organizations.

Kindest regards,

August 3, 2017 11:19

@Zeba Khan. Thank you for taking the time to comment on the idea-- you've hit the nail on the head with a big decision we are trying to make. Do we make an app that is generally useful to businesses or one that goes deep in a specific industry. We are piloting right now with 26 businesses in different industries and we are letting the data make that decision for us. We'll know more in about 6 weeks. I'll keep you posted. Users put in transaction data-- the item, where and when is was purchased and sold (although this is partially automated), the quantity, and the amount of cash received. Over time, we probe them for more information about their customers, their assets, and their liabilities. By classifying companies into peer sets based on industry, location, and size, we can do trends analysis to understand performance against the market. Once we hit a certain threshold of data, we will be able to use big data techniques and machine learning to improve our recommendations and insights.

August 3, 2017 05:02

Hi Meghan, this sounds like an amazing app designed to solve one of the most challenging problems. However, I am interested to hear more about how it will adapt the information it shows to different types of businesses. Is it only intended for one type of business? What kind of data does the user have to input? And how will it know that 'carpenters who spend 15% more on communications earn 20% more'?