The Youth Citizen Entrepreneurship Competition is an activity within the framework of the UNESCO Global Action Programme (GAP) on Education for Sustainable Development (ESD)

Best Ideas 2019 features all the nominated entries submitted under ‘Submit your Idea’ category. All the entries consist of innovative solutions or propositions for an enterprise that champions the Sustainable Development Goals. They can be on the conceptual, planning, or start-up stage.


Stage of Idea planning stage
This bar shows in a scale of 0-10 the Factor of an idea and his owner PROPORTIONAL TO ALL OTHER IDEAS AND OWNERS - 10 is the best, 0 is the worst value. The blue bar changes constantly due to the votes, comments, ratings and activities on this and other ideas.
1 10
Vote now! 102

Explain your idea in details:

The Digital Financial Services (DFS) and the industry of financial technology has presented us with the opportunity to run a 'free of charge' social enterprise that will inspire and enable majority of disadvantaged entrepreneurs to extend access to equal financial inclusion by utilizing digital financial management services. Dundiza is a new innovation in Tanzania designed to educate, engage and support low-income entrepreneurs to be able to save and invest for a sustainable business environment. The main objective of this business is to revolutionize and democratize the financial management behavior through the fixed saving for future investing culture to youths and women in Tanzania. The application software has automatically acquired permission to utilize the hardware operating system for users to access the collected, analyzed and disseminated financial information through API for free.

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Expected impact of your idea on sustainable development

The progress of goal 8 of the SDGs reveals big achievements on increased labor productivity and decreased unemployment rate. Dundiza is committed to adding more impact on economic growth by such aspect through transforming public and private human resource to engage in financial management practices. Through fixed financial saving, employees can attain financial freedom by allocating a certain percent of their daily or monthly income on savings for the purpose of spending that money on future investment. The main target for this business is to increase self-employment rate which also increases employment rates for unemployed people and also to open opportunities for low-income entrepreneurs to save in order to scale their businesses. Dundiza operates under the umbrella of goal 1 and goal 8 therefore designed to promote safe, secured and relaxing working environments, emphasize future investment and improves access to financial services to ensure sustained and inclusive economic growth. Feedbacks and findings from customer discovery reveal a great success of this business since majority of employed and self-employed residents in Arusha, Tanzania agree to be spending a lot of money on luxuries and other unnecessary purchase. As the beachhead market, they also agree that saving a portion amount from their daily or monthly income for a specific goal will dramatically create possibilities for them to grow their businesses overtime.

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Plans for implementation and sustainability

As a cloud-based financial platform, Dundiza will utilize Artificial Intelligence (AI) to allow automatic communication and function of the overall system, Application Programming Interface (API) to create an endless communication and interaction between the user and the system and Unstructured Symmetrical Service Data (USSD) as a global system for mobile communication technology to allow text messaging between mobile phones and application programs in the network. Dundiza system is composed of a user, for this case, an employee or entrepreneur, a mobile device of any kind, a mobile network provider and the bank. The bank is used because the business will open a bank account at Tanzania Investment Bank (TIB) who is our primary partner and collaborator, for the money to be saved in a safe and secured place. The user will attempt to transfer money from their bank accounts or mobile money accounts to Dundiza account which is encrypted with TIB system. The process will conveniently be executed with the help of the above mentioned technologies and all services must be instant and provided for free. After Dundiza receives the money, it will keep it safe and highly secured to avoid the fraudulent by logged in users and fraudulent activity by suspicious connections. Dundiza and TIB will use behavioral analytics and transaction monitoring to detect money movements that look out of the ordinary. The current financing sources for this business are membership fee of 110,000/ per person from four members who make a total of 440,000/. The social enterprise is also looking for loans of 47,700,000/ from Anza Investment Readiness Accelerator to help the enterprise establish itself strongly and viably. If the fees are paid and the loans are approved, the total finance will amount to 48,140,000/.

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Your profile

I am 26 years of age and a certified YALI Network member residing in Arusha, Tanzania. I successfully pursued highly effective courses on matters concerning creative design thinking process based in sustainable human-centered design, research and social innovation. For the past 5 years, I have been involved and volunteered in managing reputable and respective financial management activities focusing on youth and women awareness about potential outcomes of saving and investing as a stepping stone towards impactful social entrepreneurship. Aiming to create a better future for low and medium income entrepreneurs in Tanzania, I commit myself to disrupting traditional savings in banking systems through this cloud-based automated software application that allows Tanzanian youths and women entrepreneurs to use their mobile phones to save a certain amount of their daily income in a fixed account for free, within a specific period of time to successfully reach their investment goals. Working with a team of visionary leaders, Im highly responsible for marketing coordination and more passionate about utilizing the best customer relation approach to engage potential markets in this convenient fixed saving platform that open opportunities for equal financial management inclusion to all social classes. On March 9, 2018, I was awarded a civic leadership certificate by YALI Regional Leadership Center at Kenyatta University in Nairobi, Kenya following a wide range of civic activities that I participated in Tanzania and Kenya including raising awareness to university students about financial management practices. practice.

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Vote now for: DUNDIZA

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June 16, 2019 08:12

Hi, I apologize, I have not been active on campus for some days now but am back now and will vote every idea that has left a comment or message for me if you have not done so, please check it out and leave a comment quickly to get two votes today thank you

June 16, 2019 01:04


Please i need your daily votes

My idea, "FASHION AND DESIGNING", was nominated for the Youth Citizen Entrepreneurship Competition in the Best Ideas 2019 category. Please read my idea at consider supporting my idea with comments and votes!


Let's keep supporting one another

Reginald Victor Runyoro

June 15, 2019 13:15

This is a brilliant idea for developing countries to extend access to young people and women living in marginalized communities of Tanzania and Africa.

I wish all the best, and we are hear to keep on supporting your idea to have the opportunity to be well supported for a better future.


June 15, 2019 10:46

vote 97

TODAY IS ANOTHER DAY to support on this amazing opinion lets make a change that will benefit the entire world . all the best

kindly let continue with the support


June 15, 2019 05:42

Am here to appreciate your unwavering support for my idea and do the same in turn. For continuous support follow my link be low. Also don't forget to leave your link after you vote for me.


Jay's hair

June 14, 2019 18:46

Hey there,

I am here to show support for your great idea today again. I left you vote number 86.

To also show support for my project please follow the link below.


Together, we are stronger than alone.

June 14, 2019 12:12

Hi dear,
its another beautiful day of voting, I believe sustained efforts and your creativity will pay off, on and off this platform. keep doing what you do and all the best

June 14, 2019 09:36

Hello Goodluck, I am voter 81 for you today. Kindly visit my profile and if you like it vote and comment on it.
Crochet hub Africa

June 13, 2019 23:07

I am here again to support on this amazing opinion lets make a change that will benefit the entire world . all the best

kindly let continue with the support

June 13, 2019 19:34


Well done and i wish you all the best in this competition and implementation of your idea. Let continue supporting each other through votes and comments. You can read my idea too "Waste papers recycling to useful products' and support it with a vote and comment

June 11, 2019 20:56

I have gone deep into reading your idea after giving you my vote and here below is what I can contribute
Nice idea fam, well done and i wish you all the best.
You can read my ideas too interactively without forgetting to give your inputs if any to improve my ideas
Smart me transforming the youth
Smart me mobile App

June 11, 2019 19:43

NICE NICE NICE ..............................
YOU A CHAMPION CHAMPION CHAMPION ......................................
Nice idea and great one and God bless you ................................
i start with a comment to your idea
please come to my project too and read , comment and vote
and leave your comment with a link and i will vote for you too if God wishes

June 10, 2019 22:24

Hi dear, I am king James from the idea "edUnify under tourism", I want to solicit your support for my idea, and I guarantee you a vote back and comment if you vote and leave a comment on my idea. Thanks for your anticipated support and do have a great day. This is my link,

June 10, 2019 22:24

Hi dear, I am king James from the idea "edUnify under tourism", I want to solicit your support for my idea, and I guarantee you a vote back and comment if you vote and leave a comment on my idea. Thanks for your anticipated support and do have a great day. This is my link,

June 9, 2019 23:13

Your idea has the potential to change the world as we know it. keep working on it, comment on my idea and i will be sure to vote you tomorrow, well done

June 7, 2019 10:24

Hi Goodluck,

I am here again to show you my constant support for the work you do. It is a new day, new hope and new persistence. I just voted for your idea; keep pushing. Please do reciprocate my vote and comment via this link

I got your back 24/7 - let us continue to support one another through vote and comment.

Bibieandrea Services Venture: Daring to be different by being the change that inspires others!

June 7, 2019 09:47

Hi, I see your idea is quite impactful, Keep making modifications until its perfect. if you can leave a comment on my idea, i know you are active and when i come back online i will vote you. well done. kindly vote too if you can.

June 5, 2019 21:15


Your idea is wonderful, well done and i wish you all the best.You can read my idea too "Waste papers recycling to useful products' and support it with a comment and vote

June 4, 2019 15:56

Great idea. Please vote for my Idea comments are appreciated.

June 3, 2019 18:12

It's a beautiful day to vote, since it's a a new week, plus i will vote for your idea, kindly vote mine on your next activation. if you vote mine, kidly drrop a comment and ill make sure to vote you too. Thank you.

June 3, 2019 17:09

Hi, Dundiza, idea,

You are doing very brilliantly in the financial sector. Empowering the disadvantaged entrepreneurs to scale financially. Well done!

Also, you can support my idea by voting and commenting on it here

Together, we can conquer the world through our initiative!

June 3, 2019 08:23

Your idea is great and I hope it has a great impact.

Lets Support each other. Can you please spare some time and vote for my idea STEP (Slums' Transformation & Empowering Population) in order to support slums and alleviate poverty.

Click on this link to vote.

Thank You

Best Regards,
Haleema zia from Pakistan

May 31, 2019 17:50

Keep working on your idea, hopefully you will emerge in the top ten, i have voted for you today. keep moving

May 31, 2019 17:50

Keep working on your idea, hopefully you will emerge in the top ten, i have voted for you today. keep moving

May 29, 2019 11:59

Hi Goodluck , I have voted for you. Keep the good work. Will you come up with an app for your idea? Please vote for me too on

May 29, 2019 07:18


Happy International Menstrual Hygiene Day.

Your project idea is amazing :)

We're so excited to have been nominated under the youth best ideas competition category. Kindly show your support by reading commenting and voting for us at

Thank you,
Natasha Sichula

May 28, 2019 17:41


Happy international menstrual hygiene day!

Your project is amazing!

I am so excited to share with you that my idea HERZ (Her Empowerment Race Zone) was nominated under the Youth Best Ideas competition category. Please support me by reading, commenting and voting at

Natasha Sichula

May 28, 2019 10:19

Hello! My name is Laís and I love your idea and its impact on society!

My project is to facilitate reintegration of the vulnerable people into society, by encouraging entrepreneurship and job creation, through an Ecological Community.

Please visit this link to view it, comment and vote:

Let me get your feedback so that I will also vote for you. Thank you

May 28, 2019 03:43

It is a great idea, so I am voting. Go ahead. Good luck.
"My idea, "Learn English using free online course", was nominated for the Youth Citizen Entrepreneurship Competition in the Best Ideas 2019 category. Please read my idea at
Commenting and giving positive feedback.
Thanks for your support!"

Amani Nasari

May 26, 2019 20:46

Great idea, with this project its surely that youth will save effectively! It\\\'s look like small saving account on the hand/ with no long bank process.
Great idea! I like it

May 24, 2019 12:56

I have voted for your wonderful idea, please do the same for me.
Have you ever see crochet shoes? Check my profile picture on the link below. Please remember to leave a comment about how you like them.

May 23, 2019 22:41

I love your idea. I'll definitely vote for you. However My idea "THE PITCHING APP" has been nominated for the young citizen entrepreneurship competition, under the best idea category 2019. Read about my idea via this link
Do comment and vote for me thanks in anticipation