Best Ideas 2021 features all the nominated entries submitted under ‘Submit your Idea’ category. All the entries consist of innovative solutions or propositions for an enterprise that champions the Sustainable Development Goals. They can be on the conceptual, planning, or start-up stage.


Published on September 17, 2021 um 08:31

Explain your idea in details:

Kouruhub is fin tech platform that sort to address the low saving ratios in Ghana and Africa as a whole more especially among low income earners.We do this by using peoples buying behaviors and patterns to mobile funds for saving. Kouruhub helps Low income earners to buy on wholesale price rather retail price, this would increase their disposable income which can be channel into savings. We takes orders of things they want to buy and buy on their behalf and delivered to them. Since we takes orders from many people we are able to buy in bulk and deal directly with manufacturers and distributors and buy on wholesale prices. In our platform ,they users pay for the product on retail price but Kouruhub buy the product at a wholesale price, so the difference between the retail price and the wholesale price becomes the saving image. In short the platform helps to reduce the cost of the product by eliminating the retail from the supply chain

Expected impact of your idea on sustainable development

Low income earners are our primary customers these include but not limited to senior high and tertiary student, national service personnel, factory hand workers, entry level employees, private security guard and start-up organization. Kouruhub would help these group of people to be able to take care of future emergencies when the arises and also live very descent life. This would be realized from they saves the would be making using the platform. Kouruhub target to get 7 million people to use the platform with the next three(3) years . We expect to get these 7 million people to save an average of $10 each every week, $40 every month and $480 a year. Kouruhub is expected to mobilize $70000000 every week, $280000000 every month and $33600000000 a year.

Plans for implementation and sustainability

Kouruhub would make money by charging 10% fee on the amount of money we have be able to get a user to save when he/she is buying a product. Other sources the platform would make money including advertising. I am the sole financier of the platform and I have spent $5000.00 in developing the Kouruhub platform, marketing the platform(social media campaign), registration of the platform. Buying of laptop,Reuter mi-fi and data.

Your profile

Bawa Yussif tondimah is my name, I was born on 02/10/1986 in a village called Bujan in the upper west region of Ghana. I have first degree in social and development administration from SDD-UBIDS a certificate in customer service and project management . I have two years experience working in a commercial bank as operation officer and over 4 years experience with an information management company as an Archivist. Am married with two kids. My motivation is helping the under privilege to be privilege by using Kouruhub.

Stage of Idea

start-up stage

Picture upload

Post a comment


October 20, 2021 09:06

There is only one thing that makes a dream impossible to achieve >> The fear of failure. So many of our dreams at first seem impossible, then they seem improbable, and then, when we summon the will, they soon become inevitable.

October 4, 2021 18:43

Fintech is now the trend in most business transactions around the globe. It makes transaction fast and convenient. In this time of pandemic, Fintech is one way to prevent the contagion of the virus as the system restrict and limits face-to-face. To Sir Bawa Yussif Tondimah, go for it, go for your Kouruhub. GOD bless your idea.