HealthWatch Social Medical Insurance Plan

Published on July 1, 2016 um 19:21

Explain your idea in details:

Health Watch provides a health payment model that aims to increase equity and access to healthcare to those at the bottom of the pyramid, create employment for low income young women and contribute to reduction of maternal and under five child mortality rates. Health Watch key activities include; Training local young women in entrepreneurship and financial literacy skills, opening medical savings accounts, accrediting, branding clinics and training clinic service providers, development and continuous improvement of a USSD mobile app, and marketing to increase the number of people using health savings accounts. Health Watch will train local young women in entrepreneurship and financial literacy skills and empower them with revolving micro-loans to start and run their own profitable income generating businesses, and open up individual/family medical savings accounts where they deposit their premiums when their businesses start generating profits and link them to a network of branded healthcare clinics spread across a wide geographical area that provide a range of both curative and preventive integrated health services and a streamlined referral system that links networked clinics to a contracted hospital using a USSD mobile phone APP that allows patients, health workers and health workers access emergency ambulance services, receive medical consultation, and allows women entrepreneurs receive business tips. Health Watch leverages WAKABI an existing social enterprise that works in rural areas to improve last mile distribution to ensure timely delivery of essential health products and medicines to its network of clinics.

Expected impact of your idea on sustainable development

Health Watch will increase income for local rural young women by providing them with entrepreneurship and financial literacy training and a revolving micro-loan to start their own businesses facilitate more efficient last mile healthcare access through a network of health clinics and distribution of affordable health care products and a mobile phone application to reduce maternal and child health mortality. Health Watch will measure impact by monitoring three statistical indictors: The change in the living standards of local women, nutrition and education of their children as a result of increase incomes, reduction in maternal and under-five mortality rates, increase in access to healthcare as a result of Health Watch branded clinics, distribution of health products and use of the mobile phone app. These three metrics are objective, feasible, and reflective of Health Watch social mission. Our goal is to brand 5 private clinics in the first year, train 100 women in entrepreneurship and financial literacy skills and open up 100 medical savings accounts. These goals are feasible and imminently attainable, provided that health Watch secures funding. While statistics are an important measure of our success, individual stories of the people whose lives have changed which are our most important indicators of success.

Plans for implementation and sustainability

Initially, Health Watch will pilot project in Nkozi sub county, Mpigi district in Uganda in its initial stages, 20 rural women will be recruited and trained in entrepreneurship and financial literacy skills, upon graduation, Health Watch will provide these young women each with a micro-loan of 100 dollars to start their own income generating project, when their business start generating profits, Health Watch will open up medical savings accounts for the women to start saving part of their profits collectively for their future medical expenses. Health Watch will accredit and brand five private health clinics and link them to a referral hospital within Nkozi sub-county where the insured will obtain healthcare services. According to the model, funds are transferred directly from the insured medical savings account to the service providers after confirmation of having provided services to the insured. Health Watch will also hold contracts with WAKABI boda boda solutions a network of dependable riders in rural areas to distribute health care products and transport patients to these clinics and plans to replace these riders with reliable equipped ambulances to transport patients in critical conditions.
Health Watch intends to raise funds through grants and prizes to facilitate micro-loans to local rural women to start their businesses, annual subscriptions from Health Watch branded clinics, interest charged on micro-loans and services fees for maintaining the medical savings accounts will also generate revenue, a special savings account for those in the formal sector will be included to further subsidize our costs to finance operations for sustainability,.
Health Watch will collaborate with unemployed out of school rural local young women; build partnerships with civil societies, local government, private clinics, and companies with formal employees and hospitals for mutual benefit.

Your profile

Jagwe Rogers is a 26 year is a young social entrepreneur whose dream is to create a sustainable health care payment model for low income earners to save lives and improve livelihoods. Growing up as double orphan, I was lucky to get support for tuition fees. Unfortunately, I always painfully had to struggle to find money to buy food and pay medical bills for my siblings, this experience instituted in me a desire to always work hard and support others. My greatest motivation came in 2014 while pursuing a research on improving uptake for maternal and child health services at rural private medical center, I often saw people seeking treatment but majority walked out without treatment or medicines simply because they could not afford to pay for the service, others had to sell their properties to pay their medical bills . This compelled me to create Health Watch with a vision to create a long lasting impact ten million lives of low income people. I hold an advanced diploma in health services management a certificate in project planning and management, am currently pursuing a bachelor in business administration and management. I have worked as an administrator for Donna Medical Centre, a menstrual hygiene trainer and field supervisor for BanaPads a social enterprise keeping rural girls in schools by providing low cost sanitary pads and as a chief operations officer for WAKABI boda boda solutions.

Stage of Idea

conceptual stage

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Comments

August 23, 2016 18:03

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August 22, 2016 18:32

I read your idea! It's great one and will bring a great solution too in solving social problems. I support it by votes and comments. Just don't give up if you want to make it!

August 11, 2016 07:43

This is a great idea and if implemented it can obviously transform developing societies. I support it by votes and comments. Just don't give up, you'll make it.